Dr. Pany Karamanou is the Head of the Directorate General of Financial Stability and Resolution at the Central Bank of Cyprus (CBC), which coordinates activities in the areas of Anti-Money Laundering, Licensing, Macroprudential Supervision, Resolution, and IT Risk Supervision. With 25 years of experience at the CBC, she has held various roles, including in the Economic Analysis Department, where she actively contributed to projects supporting Cyprus’ accession to the European Union and the adoption of the euro. She has also led the Macroprudential Oversight Department, focusing on the development of tools for risk monitoring and enhancing the resilience of the financial sector. She holds a degree in Finance, a Master’s degree, and a PhD in Economics. She has taught, published articles, and represents the CBC in committees of the EU and the ECB.